Private Companies
Unlock Growth Potential with Tailored Funding for Private Businesses
Our financing programs are designed with flexibility and speed in mind. Unlike traditional lenders, we don’t require personal guarantees, upfront fees, or restrictive covenants. Approvals are based on your business’s cash flow, ensuring a straightforward and transparent process. With Buffalo Financial Solutions, you can secure funding quickly and efficiently, allowing you to focus on what matters most—growing your business.
Private companies face unique financial challenges, and Buffalo Financial Solutions is here to help you navigate them. Whether you’re expanding, managing cash flow, or investing in growth opportunities, we specialize in delivering customized funding solutions that fit your business needs. With loan amounts ranging from $30K to $50MM, our non-dilutive options let you maintain full control of your company while accessing the capital you need to succeed.
We proudly serve private companies across all industries, regardless of credit profile or time in business. From construction and professional services to e-commerce and healthcare, our financing solutions are tailored to meet the demands of your industry. With no hard credit pulls and fast funding times, we’re here to help you achieve your business goals without compromise.
Our Offerings for Private Companies:
Buffalo Financial Solutions offers a comprehensive suite of financing options to meet your business’s unique needs:
- Business Term Loans
- Loan amounts up to $500K.
- Fully amortized with monthly payments.
- No prepayment penalties, providing flexibility for early repayment.
- Business Line of Credit
- Access up to $250K in revolving credit.
- Pay only for what you use.
- Perfect for managing cash flow or covering unexpected expenses.
- Revenue-Based Financing
- Funding tied to your monthly revenue.
- No personal guarantees or collateral required.
- Flexible repayment terms aligned with your cash flow.
- Equipment Financing
- Financing for new or used equipment purchases.
- Loan amounts up to $5MM.
- Options for leasing or outright purchase.
- Accounts Receivable and Inventory Financing
- Leverage your receivables and inventory to secure working capital.
- Facility sizes starting at $100K, scaling to meet business growth.
- Subordinated Debt (Sub Debt)
- Tailored for businesses needing flexible, growth-focused capital.
- Competitive rates with terms up to 24 months.
- No equity dilution or restrictive covenants.
- Bridge Financing
- Short-term funding for acquisitions, expansion, or interim needs.
- Designed for fast approvals and quick access to capital.
- Loan-to-value ratios up to 85%.
- Purchase Order and Acquisition Financing
- Funding for fulfilling purchase orders or acquiring another business.
- Customized solutions to support seamless growth.
Qualification:
- 6 months in business minimum
- Annual Gross Revenue: $350,000 – $50million
- Credit Score: 500-800
- No Collateral Necessary
- Bankruptcies, Tax Liens, Judgements Acceptable
What you need to get started:
- Simple Application
- Most recent 6 months of Complete Bank Statements
- If over $150K requested, additional requirements: Most Recent Business Financial and Tax Return